What is the Cost of Not Having a Payment Gateway on Your Site? ECommerce Articles | August 14 Wholesale Nene Jersey , 2008 There are a lot of people who start an online business, looking at the costs of credit card services and wondering if they can afford them. And it?s a fair question. You are going to incur some mon...
There are a lot of people who start an online business, looking at the costs of credit card services and wondering if they can afford them. And it?s a fair question.
You are going to incur some monthly fees no matter which merchant services company you sign with. They are, after all Wholesale Clint Capela Jersey , providing a valuable service ? giving your customers an avenue to pay for their purchase using their credit card. And they are going to become a de facto partner, for the same reason. If they drop the ball people won?t be blaming them ? they?ll come looking for you.
And for these reasons you should be willing to pay a bit more to know that you are dealing with a solid provider of merchant account services. As you have heard several times during your life you get what you pay for. But to turn the phrase around, you don?t get what you aren?t willing to pay for.
Just as you don?t expect a Hyundai to perform as well as a Porsche, you can?t go with a discount provider and expect to get the same level of service. Pay less and you should expect less.
However Wholesale Luc Mbah a Moute Jersey , there are some other considerations. If your business is not driven by a high number of sales because you sell big-ticket items your per transaction fee can be a little higher. However, if you expect to sell a high volume of items you are going to want a plan where the transaction fee is lower.
Going back to the original question that we started with, let?s alter it slightly ? can you afford not to accept credit cards? We?ve been talking about some of the costs involved in credit card processing and how they affect your business internally. Now let?s spend some time looking at external effects that will be caused by not offering a virtual terminal and a secure payment gateway.
Though estimates vary, economists that track retail spending say that people spend billions annually when they shop online ? which among other things shows how much of a factor Internet retailing has become in today?s economy. And 80 percent of everything bought online is paid for using a credit card ? so the ecommerce retail sector of the economy is accounting for 80 percent of the billions being spent.
Stir into this equation that people who shop the ?net and want to use their credit card do not look kindly on sites that do not offer merchant account services and you can see that not being set up to accept payments online is a major mistake ? one that can cost you customers and their business. And online shoppers have too many choices to have to deal with a site that does not offer them what they are looking for. Once your site falls off their radar it is gone for good.
And here?s something else to consider. There are few sites that are offering a product so unique that they can dictate the payment terms to consumers. Most online business people are selling the same thing that other people are selling as well ? they?re Target competing with Wal-Mart. So to make your e-business as competitive as possible you have to make sure that no one will ever find an excuse to leave you site and take their business to the competition.
Computer Backup Software Computers Articles | May 3 Wholesale PJ Tucker Jersey , 2006 Backup is very important while storing files on a computer or any other electronic device such as a digital camera. Computers are often notorious for crashing, which causes all the data on the hard di...
Backup is very important while storing files on a computer or any other electronic device such as a digital camera. Computers are often notorious for crashing, which causes all the data on the hard disk to be erased. Files can also be deleted accidentally.
Retrieving lost data from a hard disk is an almost impossible task. The best way to protect data is to store it in some other locationlocations like CDs, tapes Wholesale Robert Horry Jersey , DVDs, floppy disks, key drives, another hard disk or another computer.
Data backup is a very easy task today Wholesale Clyde Drexler Jersey , with the availability of several software programs. The simplest way to create a backup is to simply copy and paste the files or folders onto a floppy drive or write them onto a CD. You can back up your entire computer onto CDs and DVDs with the help of zipping software that compress the files to fit onto the CDs.
Computer backup software programs are application programs that make data storage easier. These can perform different kinds of backups like full backup (backup of the entire hard drive, including all files, folder and applications); incremental backup (stores only those files that have been altered); archive bit (marker for the backup software to determine which files need backup storage); individual file back (only for individually selected files); files-in-use-backup (for files that are in use); individual folder backup (backup for all folders and files); complete system backup (backup of the entire hard drive including the registry, drivers Wholesale Steve Francis Jersey , operating system, software applications and data files); one click system backup (simple backup with the click of a button); e-mail backup (for e-mails; compatible with Outlook Express, Eudora, and MSN); Address book backup; registry backup Wholesale Tracy McGrady Jersey , favorites backup, and many others. The backup can be done yearly, monthly, weekly Wholesale Ryan Anderson Jersey , daily or even hourly. Some popular computer backup software programs are Windows Backup, BackUp MyPC, Handy Backup, Win Backup Wholesale Eric Gordon Jersey , Second Copy, Argentum Backup, and Backup Now!
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